Insurance

Types of insurance

Buildings & Contents

Building and contents insurance provides valuable protection for your property and belongings in the event of fire, flood, burglary and other occurrences. It is a condition of most mortgages that you must take out buildings insurance on the property, either with the lender or through a third party.

Landlord Insurance

Landlords insurance is designed specifically for people who let their property out. It is different to normal household insurance as it allows tenants to live in your property while still covering your investment.

Life Assurance

Life Assurance provides protection in the form of a lump sum paid out on the death of one or more of the named parties.

Accident, Sickness & Unemployment Cover

Accident, sickness and Unemployment cover is normally designed to cover your mortgage payments if you are suddenly unable to work due to redundancy, accident or illness.

Mortgage Insurance

Mortgage Insurance is used to protect your mortgage against the risk of you dying and leaving it behind for your family to continue paying.

Critical Illness Cover

Critical illness cover is designed to pay out a lump sum if you are diagnosed with one of the critical illnesses covered in the individual insurer's policy.

Building & Contents

Building and contents insurance provides valuable protection for your property and belongings in the event of fire, flood, burglary and other occurrences. It is a condition of most mortgages that you must take out buildings insurance on the property, either with the lender or through a third party.

Contents insurance is optional but it is in your own interest to secure your personal belongings as you have worked hard for them and may want to protect them against theft, loss or damage.

Landlord Insurance

Building and contents insurance provides valuable protection for your property and belongings in the event of fire, flood, burglary and other occurrences. It is a condition of most mortgages that you must take out buildings insurance on the property, either with the lender or through a third party.

Contents insurance is optional but it is in your own interest to secure your personal belongings as you have worked hard for them and may want to protect them against theft, loss or damage.

Life Assurance

Life Assurance provides protection in the form of a lump sum paid out on the death of one or more of the named parties.

Various types of Life cover are available including level life cover, which pays out a fixed sum on death, and decreasing assurance policies where the amount paid reduces over time.

Accident, Sickness & Unemployment Cover

Accident, sickness and Unemployment cover is normally designed to cover your mortgage payments if you are suddenly unable to work due to redundancy, accident or illness.

Payments will cease when you return to work, but unlike income protection policies, this type of insurance only pays out for a fixed maximum term, typically 12-24 months per claim, before payments stop.

Mortgage Insurance

Mortgage Insurance is used to protect your mortgage against the risk of you dying and leaving it behind for your family to continue paying.

If you have just purchased your new home and want to make sure your family would not have the burden of paying the mortgage should the worst happen then get in touch to see how we can help.

Critical Illness Cover

Critical illness cover is designed to pay out a lump sum if you are diagnosed with one of the critical illnesses covered in the individual insurer’s policy.

Critical illness cover is designed to pay out in most circumstances including cancer, heart attack and stroke however some types of cancer are not included and you may need to have permanent symptoms for some illnesses. This could be a valuable financial support at a difficult time.

Call Our Expert Advisors Today

Expert Mortgage Advice Tailored To You

Scroll to Top